On the net buying and selling is growing exponentially within the prior several years. Some sort of share dealer need to start using a brokerage for you to type in the share requests.

In the stock market it's never easy to find a stock that will give you good consistent profits year after year. However, if you follow some basic and simple rules, you can choose winning stocks that will perform well over the long term. You can get good profits from some stocks over a five and ten year span. Here is a list of simple rules to follow when choosing a stock as an investment.

Never Buy What You Like

It's too easy to get "married" to your stock picks, and not be objective about them. This becomes worse if the company makes a product you're already in love with. Keep in mind, market factors go way beyond love for a product. Your company might make the best widget in all the world, but if it's a poorly managed company, it will sink. If you're a big fan of Starbucks Coffee, do not buy Starbucks stock. If you're part of the Apple religion who worship at the alter of over-price products bearing a fruit logo, then you should not buy Apple stock. When the ship starts to sink, you won't be objective about it, and you probably won't cut your losses and sell. Buy a smart stock that you're not already in love with. If XYZ Copper company starts to go under, you can probably be more objective and cut your losses, sell and move on.

Look for Low Volatility

Stocks whose price moves in small increments, low volatility stocks, are better for the long haul. We tend to like the new bio-tech or maverick companies that fluctuate greatly in price every day. We like to see our investment rocket 40% or more, but these stocks have a greater tendency to fail. The same move up 25% can also crash 50% just as fast. I remember the Taser company (TASR) was the darling of Wall Street in 2004, and it rocketed from $25 a share to $100 in just a few months. Daily movements were erratic. When the dust settled, and the corporate profits weren't as bright as expected, the stock tanked to $4. You would have better off with the boring Coca Cola Company (KO), as it moves a few cents a week; very boring, but stable.

Dividends

If you plan to hold the stock for 5 or 10 years, look for dividends. You'll want to earn some interest during those years. However, look for low dividends, as these are not likely to be cut. Unreasonably high dividends run the risk of being reduced, which would cause a sell off in the stock. I like to look for solid companies paying 1 or 1.5% in an annual dividend.

Moderate P/E Ratio

The P/E is the Price/Earnings ratio. Look for low or moderate P/E ratios. You want the price to be selling at a fair ratio to the earnings. You can find the P/E ratio for any company at Yahoo Finance or any other financial quote site. Your broker can also give you a list of low P/E companies.

Diversity

Look for companies that make a wide range of products. If a company only makes left-handed scissors, they might not be well situated for dips in the economy. However, if they also make chewing gum, glue and paper supplies, you've got some diversity that might see them through the tough times.

Longevity

Look to buy stock in companies that make products likely to be useful as times change. Technology sensitive products, such as satellite radio and e-book readers, might not be around 10 years from now. Products like candy, chewing gum, paper, oil, and gold have a better chance of still being big sellers in 2022. Looking back, not all the typewriter companies survived the move to computers, and many newspaper companies are struggling now against the internet. Find a company that doesn't need to evolve, because they already have a product that can survive the test of time.

Avoid Hot Picks

Finally, look for companies that are consistently recommended by the experts year and year. Stay away from "Hot Picks" of the week. Most of these "Hot Picks" will spike and disappear. Find the well-managed rocks of Wall Street.

More from this contributor:

Planning Your Year End Investment Portfolio

Forex 5 Minute Scalping Strategy

Quick Start Guide to Extra Income with Covered Calls

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Making the house Wheelchair accessible. Very well one thing to find out is the height that you'll have got.

Learning to skateboard on a vert ramp, can be dangerous, exhilarating, and very fun once you know what you are doing. "Vert" is short for vertical, and is the name coined for skateboarding on large scale half pipe ramps typically used for the X Games and other major skateboarding competitions. A beginner in vert ramp skating should always wear a helmet and pads before even attempting to learn how to skate a vert ramp.

The first thing you need to learn, ironically, is how to fall, because it is inevitable that you will fall at some point in your learning process, and even after you become more experienced. You can practice falling by putting on your pads and helmet and start by running up the ramp, and falling to your knees, allowing yourself to slide down. Do not catch yourself with your hands, because if you are high into the air and try to break your fall with your hands, you are probably going to break your wrists, or worse. Experiment with different ways to fall, until you get a good understanding of how gravity will typically pull you.

After you have tested every possible way to fall and slide down the vert ramp, you can start actually skating on it. Get on your skateboard and start pushing the board up a wall. Start bending your knees on the way up the ramp, and when you start slowing down, you'll need to push out with your knees to push yourself up the ramp higher. At the top of your push, your skateboard may feel like it is starting to roll back down the ramp, so you will want to push down hard, to put your weigh back onto the skateboard.

Once you start to come down, your speed will increase very quickly until you start going up the opposite side of the ramp, where you will roll up in the same way you did the other side. Keep going back and forth, and you will get higher and higher. Do not try to learn any new techniques associated with the vert ramp, until you have had ample practice at simply skating it.

After you get a feel for the vert ramp, and master simple skating of the ramp, the first thing you will want to learn next, would be the "Drop-in". The "Drop-in"is a skateboarding technique that skateboarders often use when entering vert ramps, skateparks and bowls, in which the skateboarder goes from standing on the edge of the coping, which is the raised lip surrounding or on the edge of a ramp, to skateboarding down the ramp. The Drop-in technique send the skateboarder down the ramp at a very high rate of speed.

Step One:

Ride around the ramp for a while to get a good feel for it. Every ramp is different, and you need to know what you are getting yourself into before you attempt to perform any new trick.

Step Two:

Decide where you want to go after your drop. While learning how to Drop-in, it is always best to Drop-in to a large flat area, and make sure the coast is clear from your fellow skateboarders.

Step Three:

Place the tail of your board on the coping (or rim of the ramp), with your back wheel hanging over the edge of the ramp. Keep the tail planted with your back foot along it's width.

Step Four:

The front of your skateboard should be in the air over the ramp, with it's nose slightly cocked into the air. Until you are ready to drop, keep your front foot on the ground.

Step Five:

When you get up the nerve to give it a try, make sure your path is clear. Place your front foot over the front trucks of your board, and stomp down with all your weight, until your wheels hit the ramp. If you do not stomp hard enough, you will fail.

Step Six:

After your front wheels make contact with the ramp, simply ride away.

Remember that with any skateboarding trick, it takes lots of practice to perfect, and it should get a little easier every time you try it. Always wear your pads when attempting to learn a new trick!

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What exactly is the Stock Market? It can be an prepared system in which everyone in addition to everyone may possibly acquire or perhaps offer his or her stocks and options or even gives

Ten tips to help you get started on the right foot investing in the stock market...

Educate yourself about the market ~
Do your homework and learn all you can before you start deciding where to invest your hard-earned money. Look at the history of the stocks you're considering and learn to read a prospectus.

Set investment goals for yourself ~
Decide exactly much much you're will to spend, and what prices (high or low) you will sell at. When you reach your goal, reassess. Don't be afraid to change what isn't working, but don't be to quick to judge either. Decide how many week/months/years you're willing to hold each investment, and then give the market a chance to sort itself out over that whole time period.

Don't gamble with the grocery money ~
Or the rent money, or anything else you really can't afford to lose. Always remember that the stock market is a gamble. Don't risk money that you need for immediate necessary expenses.

Invest for the long term ~
Stock prices will fluctuate, always! Don't panic if the short-term prices drop on a stable company. Always plan your stock investments to be held for at least five years. Over that time, the market fluctuations will have a chance to trend upwards overall. (Staring at the daily, or hourly, changes will drive you crazy!)

Diversify ~
Don't put all your eggs in one basket. You don't want to be in a position where one bad choice, or one bad turn of the market, wipes out all your hard work. Spread the risk around by buying in to several different kinds of securities. Some stocks, some bonds, some CDs, a variety of short and long term investments, and little bit of cash on hand for emergencies.

Consider an online broker service ~
But NOT the first months! If you're new to investing, it's worth the money to have a full-service broker leading you. Later, when you've learned more about how the market works, consider switching to a self-serve, or online service to help reduce your fees.

Get your money's worth ~
Consider stocks of companies that are still growing. You'll get more shares for your money, and have an opportunity to watch them grow as the company matures. The big name, prestigious companies are not always the best value for investors. Companies that are already well-known and successful may have higher initial buy-in prices and slower growth because the big 'spurt' is already past.

Don't get greedy! ~
The stock market is not a get rich quick scheme. Be very wary of 'hot tips' that are supposed to make you a fortune overnight. Take investment advice from reputable sources and always do your own research to double-check any claims. Remember the no one can guarantee how a stock will perform. Be suspicious of anyone who claims they can steer you towards a 'sure thing'.

Don't buy on impulse ~
Make an investment plan, and then stick with it! Don't get sucked into rumors and speculation about what the next 'great buy' it. Choose your stocks after calm rational investigation into their merits. Buying stocks when you feel desperate or panicky is like grocery shopping when you're hungry. You'll buy too much of the wrong things and regret it later.

Think about the tax issues ~
If you're not sure what they are, ASK! A few hours of a professional's time to go over your plans is worth the fee. Any benefit of your investments could be canceled out by poor tax planning, so don't go it alone on those details.

Happy Investing!!.

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Stocks along with minimal price/book quotients or maybe price/earnings ratios. Over time, importance stocks and options have relished increased normal profits than progress stocks and options (shares having large price/book as well as P/E quotients) in a variety of nations

The Wall Street Stock Market has bounced back, after yesterday's sell-off. On February 27, the Dow Industrials plunged 416 points, causing unease among investors.

On Tuesday, February 17, the Dow dropped 416 points, which was 3.3 percent. This was the largest single-day point loss since the day the stock market reopened after the September 11, 2001 attacks, according the CNN.

Federal Reserve Chairman Ben Bernanke calmed investors after he told a House panel the the markets seem to be "working well" and are functioning normally. He also said that the sell off hasn't altered the Fed's view on U.S. economic growth.

After the Federal Reserved Chairman's remarks, the Dow soared more than 100 points.

The Fed Chairman allayed some fears of a slowdown in the in the U.S. and Chinese economies that brought on Tuesday's drop. There were remarks earlier in the week from former Fed Chairman Alan Greenspan, warned that a U.S. recession could take hold this year. Greenspans remarks may have contributed to Tuesday's declines.

A Commerce Department report that the U.S. economy grew at an annual rate of 2.2 percent in the fourth quarter. The reading of the gross Domenic product was slightly below expectations, but they were not as low as some investors feared they would be.

Bernanke's comments and the GDP report helped depressed stock prices look a little more attractive. "It's typical that you get a bounce back the next day,; said Joseph V. Battipahlia, Chief Investment Officer and Ryan Bect & Company "Now we're essentially flat on the year. Can we go up from here or down? That sorting-out process will continue now."

According to NASDAQ, Bernanke reassured investors, saying "there didn't seem to be any single trigger for Tuesday's sell-off. He also noted that financial markets "seem to be working well" and that there has been "no material change" in the Fed's expectation for the U.S. economy. In fact, he said today's downward revision of Q4 GDP is "More consistent with our overall view of the economy" than the original report and that there's a "reasonable possibility" that the economy will show signs of strengthening as the year progresses.

"The Fed Chairman also put to rest concerns about sub prime mortgage lending spreading into the broader economy and said he sees no liquidity problem. Both items contributed to yesterday's widespread panic, and have provided an added sense of comfort for bargain hunter believing the sell-off was overdone." According to NASDAQ

NASDAQ reported that Wireless Services were the day's best performing S&P Industry group. Investors applauded Sprint Nextel which showed a 33% rise in their fourth quarter profits.

The biggest gain in the Dow was by Proctor and Gamble, which soared nearly 4 percent. Pharmaceutical maker Merck rose 2 percent after raising its full year earnings forecast. American Express jumped 2.3 percent.

Home builder shares fell amid concerns about the housing slump. New home sales experienced their steepest plunge in 13 years in January, according to a government report. The rising glut of new houses on the market pushed prices lower.

The Commerce Department said gross domestic product, which is the nation's broadest measure of the nation's economic activity, rose 2.2 percent in the fourth quarter, versus an earlier estimate of 3.5 percent growth.

The China Shanghai Composite Index fell nearly 9 percent Tuesday. The China Shanghai Composite Index showed a recovery today, helping to boost U.S. stocks.

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What exactly is the Currency markets? It is the sorted method where by anybody and also everyone may either invest in or promote his or her stocks and shares or stocks

Are you tired of working very hard everyday, only to realize that you don't really have any savings for your future?

Just want to share with you the beautiful message from Bo Sanchez (dated May 26, 2011),

I believe that if we want success in stock investing,We need a little bit of guidance of mentor like Bo Sanchez and a lot of discipline to follow their guidelines....below is true story, only names are invented....I hope it will help you to gain more knowledge in stock investing.....Enjoy reading and happy investing!

Pamella, Penelope, and Petunia are sisters.
The three of them are very responsible young women. They work in regular jobs and know how to save their money.

After many years of savings, each of them had P100,000.

It was their mother who taught them to save a part of their income each month. Sadly, her instruction ended there. She never told them where to put their savings.

Pamella hides her P100,000 in under her bed.

Result? Her money never grows at all.

Penelope thinks she was wiser than her sister Pamella. Because she places her money in a bank. Result? Her money grew by 1% a year. (That's the normal interest rate of savings accounts.)

Her P100,000'"after one year'"grew to P1000.

Here's the truth: Penelope isn't really that much wiser than Pamella. I pity the Pamellas of the world. They're hard working. They're disciplined. They save each month. But they lack financial knowledge. (Do you know of people like Pamella? Are you like Pamella?)

Let me tell you about Petunia, the third sister.

Last year, Petunia became a member of my TrulyRichClub. Last year, following my guidance, she started investing in the Stock Market.
She read in my Stocks Update Report (which I send twice a month to my TrulyRichClub Members) what Stocks to buy. Late last year, I instructed my Members to buy the following Stocks: Ayala Land, Energy Development Corporation, DMCI, Nickel Asia, Metrobank, and for those with extra money, Lepanto.

Penelope divided her P100,000 into these companies.

Result after one year?

Her money in Ayala Land grew by 49%.
Her money in Energy Development Corporation grew by 33% since we recommended it last March 2010.
Her money in DMCI (DMC) grew by 64% since we recommended it last Sept 2010.
Her money in Nickel Asia grew by 49% since we recommended it last Oct 2010.
And her money in Lepanto grew by 157% since we recommended it last Dec 2010.
Result? Her money grew over 50% to 60% in less than a year! That growth is absolutely phenomenal.

Because even at only 20% growth a year, Petunia would have P4 Million in 20 years. That's if she doesn't add money each month.

But that's not our method. I always tell our Members to add their small investments each month. Even if Petunia adds only P2000 per month, at the end of 20 years, she'll have P11 Million.

Question: Do you want to be Pamella, or Penelope, or Petunia?

Petunia is very happy with her earnings.

She's also happy that because of the TrulyRichClub, she's not going into the Stock Market blind. (As you can guess by now, her real name isn't Petunia, nor does she have two sisters named Pamella and Penelope. But their story is absolutely true, reflecting the stories of thousands of people I know.)

By the way, my letter today isn't for everyone.
Please disregard if this isn't your concern.
I don't expect everyone to join my TrulyRichClub.
If this isn't for you, I apologize for bothering you with this letter.
Because today,I'm specifically writing to people who want to grow their financial life'"and who want my guidance in investing in the Stock Market.
Are you tired of being stuck in a rut in your finances?
Are you tired of your lingering debts?
Are you tired of feeling the pain of wanting to help people you love, but can't, because you don't have the resources?
Are you tired of your big fears and uncertainty?
Are you tired of working very hard everyday, only to realize that you don't really have any savings for your future?

Just in case you're that person, let me help you.

To know more about my TrulyRichClub, click the link below:
http://www.bosanchezmembers.com/amember/go.php?r=17958&i=10

May your dreams come true,

Bo Sanchez

PS. By the way, the TrulyRichClub isn't just about Stock Market investing. That's only one part. In the TrulyRichClub, aside from teaching people how to grow in their financial life, I also teach people how to grow in their spiritual life. For what's the use of growing in your finances if you lose your soul?
To know more about the TrulyRichClub, click the link below:
http://www.bosanchezmembers.com/amember/go.php?r=17958&i=10

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Common Trading Techniques

Best to sit out a correction in cash, especially if you've booked sizable gains from last year's rally. Other sensible moves include:

1) Protect your gains. There is no conceivable reason to watch them disappear. You can either sell outright or put tight stops under your holdings.

2) Cut your losses. There is even less reason to sit and watch your losses deepen. If you bought too late, don't let hope or pride of opinion get in the way. Admit that your timing was off and exit while the pain is still minor.

3) Don't rush back in too soon. The big guys need liquidity to sell. Every known trick will be employed to lure you back into the market and sell you overpriced merchandise, from pundits' calls for action to sharp counter-rallies.

4) Don't try to beat the market and find stocks that you think will go up while the market is going down. They are sure to be there but your odds of finding and riding them up are not good. Keep your powder dry. There will be another day. If you let the market jerk you around, you will be too bruised and exhausted by the time you should be getting back in.

5) Don't chase fallen zoomers because they appear cheap. Few ever come back. You may analyze their moves but will be better off finding fresh new names going forward.

6) Corrections also help determine who your friends are going forward: stocks that suffer the least damage are usually more likely to fare well in the next upturn.

7) Corrections reset bases and give new zoomers time to emerge. Look for new themes.

8) Analyze your past trades. This is the only way to learn, and the best time to do it is when you are out of the market.

9) Relax. Take a break. Read a book on stock trading, spend time with your family, start that home project you've been putting off.

10) Watch for signs of the correction ending. Corrections end when new leaders begin to emerge, not the other way round. Investors who rush back into the market too soon and get burned are usually the same ones who are too late to join the rally. Early zoomers produce the biggest gains. You don't know when the next move up will start but you must be there to recognize and take full advantage of it.

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Making a wheelchair ramp for one's home

Constructing a basic wood wheel chair ramp provides a much needed way to access porches and doorways for those who use wheel chairs. A very basic wood wheel chair ramp can be made from just a few basic materials bought at any home supply store. With the proper knowledge you can construct a wheel chair ramp that will provide just about anyone who uses a wheel chair access to a porch or through a doorway.

To be a success at tackling this project there are a few things you'll need. The first of the things you will need is a jigsaw, a pencil, a protractor, and a ruler. Next you will need a 4 foot by 8 foot ¾ inch thick piece of plywood, 2 - 8 foot long 2-by-4's, 2 - 4 foot long 2-by-4's, 2 - 1 foot long 2-by-4's. The next few things you'll need are a hammer, some 3 inch nails, some latex paint, and some sand. The last two things you will need for the project are a paint stick, and a paint brush. Once you have these materials in hand you can begin building the wheelchair ramp.

To build the wheelchair ramp it takes six simple steps. The first of which is for you to use the protractor, ruler and pencil to measure and mark a 45 degree angle on the sides at one end of each of the two 8 foot long 2-by-4's. Then you take the jigsaw and cut along the line you just created. This makes the ground end of the incline supports.

For your second step you need to use the two 4 foot long 2-by-4's and the two 1 foot long 2-by-4's to construct a box. The box will measure 1 foot high by 4 feet long. You will need to use the hammer and 3 inch nails to attach these boards on their ends to one another to create the box.

The third step of the project is to use the hammer and 3 inch nails to attach the uncut ends of the two 8 foot long 2-by-4's to sides of the 1 foot high box. This sets the incline supports into place on the box. The basic structure of the ramp is now made.

For the fourth step you will need to attach the 4 foot by 8 foot ¾ inch thick plywood sheet to the incline supports. Do this by first laying it onto the incline supports and then using the hammer to drive 3 inch nails along the edge of the plywood piece and into the incline supports and the top support of the 1 foot high box. The basic structure of the ramp is complete at this point.

Step 5 is to pour the sand into the latex paint and then mix it up with the paint stick. This creates a non skid mixture that when painted onto the ramp will help prevent slipping in inclement weather.

The final step is for you to use the paint brush to paint the ramp surface of the plywood. This will provide, when dried, the non skid surface that prevents slipping in rain, ice or snow. Allow about 2 days for the paint to fully dry before you use the ramp. At this point the ramp has been completely finished and will provide use for those needing access to porches and doorways.

As a final tip, it may be helpful if you are having to use this ramp with an extremely heavy person to add a couple of cross braces on the ramp between the incline supports. Also it might be recommended with an extra heavy person to use 4-by-4 lumber and 6 inch nails with this design as opposed to the 2-by-4's the design presented above calls for. Either way the steps will be the same in the construction of the ramp. By following the plan outlined above, you should find it an easy to follow plan that gives you a solid ramp that will provide much use for you and those needing access to buildings.

Sources
Wheel Chair Ramp.org: Handyman Articles - Handy Ramps
The Wheelchair Site: Wooden Wheelchair Ramps
Mobility Advisor: Build a Wheelchair Ramp

portable wheelchair ramps

Great <b>news</b>: Author of “You didn&#39;t build that” gets prime-time slot at <b>...</b>

It's not quite as good as getting the keynote slot, which will instead go to San Antonio mayor Julian Castro, but for Republicans, it's pretty darned close to perfect. Democrats gave Elizabeth Warren the prime-time slot just ...

Great <b>news</b>: Author of “You didn&#39;t build that” gets prime-time slot at <b>...</b>

<b>News</b> Quiz | July 31, 2012 - NYTimes.com

See what you know about the news of the day. ... We invite students 13 and older to comment on issues in the news. See all Student Opinions » · How To Use This Blog » · Daily News Quiz » · Word of the Day » · Student ...

<b>News</b> Quiz | July 31, 2012 - NYTimes.com

The <b>News</b> from Delaware County - NYTimes.com

Will the slow-paced life -- and economy -- of rural New York remain a benefit to new business ventures, no matter how inventive and charming they may be?

The <b>News</b> from Delaware County - NYTimes.com